The following is information compiled by Alex Woltman:
February 28, 2006 FEMA letter to Antonovich and determination documents
May 30, 2006 Sikand Enginerring letter
This is addressed to John Laing Homes regarding the flood insurance requirements for the homes in St Clare. Sikand Engineering is the company that the developers S&S, of Plum Canyon have used for the engineering work. They are also the company that John Laing is using for the new 42 homes next to St Clare.
As referenced in this letter, a list of the subject homes in St Clare is provided.
If your home is on the list it is possible that your current lender may not required you to have Flood Insurance. If you refinance or sell may have to get it. This issue has caused problems for people buying St Clare homes.
June 23, 2006 John Laing Homes letter to Valencia Management Group explaining the details of the Sikand Engineering letter
April 3, 2007 Woltman residence LOMA letter from FEMA
After many months of phone calls with an enormous help from my original loan advisor/agent, Mr. Devin Franchino, I was able through American Flood Research Inc. to get my property exempt from flood insurance requirements. It necessitated having my home surveyed and the proper papers filed with FEMA.I will add that Mr Franchino went above and beyond in his help to get this ridiculous requirement eliminated. There is a cost however, this fee was paid by my original mortgage company.
November 5, 2007
This 10-31-2007 LOMA letter was sent to me by Casey Beyer of John Laing Homes.In conclusion
The above document has been provided by John Laing Homes to the St Clare residents that are located inside the flood zone.
It is possible that your flood insurance requirements will be eliminated if this document is forwarded to your provider, however, there is no guarantee.If you are interested in putting this together please contact me at:
If enough people show an interest we can start the process.
